Imagine this, you’ve signed the bottom line, you’ve earned the degree and have accumulated a hefty amount of college debt. After graduating and spending 5 years paying the minimum on your loans, you discover your balance on one of them is $5 higher than when you started, even after paying $4331.25. It wasn’t until I decided to buy a house, that I really took a deeper look into my financial …Read More
How are you doing with this whole money thing? You can definitely go at it alone. You can also try to fix your car on your own. For some people this is good idea, but for most people it’s a very bad one. Mastering financial planning requires hours and hours of research and learning. You can’t just read one book or watch the Suze Orman Show and have everything figured …Read More
You may be suffering from budgetitis. It’s sweeping the nation. If you’ve ever heard yourself saying things like this, then you probably have it: How do I create a budget? My budget doesn’t work. I can’t stick to my budget. Screw it. It was on sale. Run it as credit. Welp, I can’t do anything else for the rest of the week. Why do the budgets we make always fail …Read More
It’s the end of the month and you’re tallying up your bills and you don’t have enough to put $200 into savings and add $50 extra to your credit card bill. You ask yourself, ‘where the hell did all my money go?’ The worst part about it is you do this month after month! You’re not alone. This is the most common problem my customers face and it usually goes …Read More
Here are our Top 20 Song About Money. What is yours?
Chill out. I’m not saying that money WILL buy happiness, I’m saying that it CAN. I’m speaking straight from experience. I’ve seen my customers have their dream wedding, buy their dream car, and go on their dream vacation, but this is only a tiny part of the true happiness money can bring. The real happiness I see comes from the peace of mind my customers experience when they realize they …Read More
For those of you who know me, you know why I became a financial advisor and how passionate I am about what I do. What prompted me to write this was meeting a ‘financial advisor’ who works for one of the financial firms that got bailed out. He said that it was a job he took until he could find a better one that he really enjoyed. You gotta be …Read More
This past weekend I did the Austin Gorilla Run with a couple of awesome buddies from high school. We had a blast, we saved some gorillas, and now we have a gorilla suit for life…win-win-win all the way around. After the run and Silverback Pale Ale we went to a Crossfit competition to watch some of their fellow gym-ers compete. My scrawny ass has done Crossfit in the past – before …Read More
Amiti Advising founder, Tony Aguilar, discusses the difference between a traditional IRA and a Roth IRA and what is better for young professionals and college students.
In the last couple of days you’ve heard about all these changes taking place with our wonderful banks. Here’s a break down of what’s going on, why it happened, and what you should. On October 1st the Federal Reserve instituted a 24 cent cap on swipe fees that banks can charge merchants, which is about 20 cents lower than what the average use to be. Banks say these swipe fees …Read More
Amiti Advising founder, Tony Aguilar, answers one of the most common personal finance questions, do you pay off debt or do you save? He breaks down the mathematics, common mistakes, and strategies that you can use to get this tough situation under control.
Amiti Advising founder, Tony Aguilar, discusses why it is not a sound financial decision to purchase a vehicle in 2011.
Amiti Advising founder, Tony Aguilar, discusses how to budget and pick the perfect engagement ring. He discusses common misconceptions and common mistakes that are made
The only people who like tax season are CPA’s and the IRS. Those of you who get back a big tax refund shouldn’t be excited about it. (Check out our Facebook page tomorrow to find out why). Most of us at this age do our own taxes, so we miss out on many important tax breaks. Check out this list to see if you need to include any before you …Read More
You finally tied the knot, took the plunge, sealed the deal…whatever you call it, you have committed to spending the rest of your life with the person who stole your heart. Here is some advice for newly married couples that will make the Huxtable’s jealous.
Sup Peeps? Finance is stupid. We hate everything to do with finance. Paying bills, taxes, credit card debt, budgets, deficits…yadda, yadda. I mean, the only thing fun about money is spending it, and we know how to do that well.