Imagine this, you’ve signed the bottom line, you’ve earned the degree and have accumulated a hefty amount of college debt. After graduating and spending 5 years paying the minimum on your loans, you discover your balance on one of them is $5 higher than when you started, even after paying $4331.25. It wasn’t until I decided to buy a house, that I really took a deeper look into my financial …Read More
How are you doing with this whole money thing? You can definitely go at it alone. You can also try to fix your car on your own. For some people this is good idea, but for most people it’s a very bad one. Mastering financial planning requires hours and hours of research and learning. You can’t just read one book or watch the Suze Orman Show and have everything figured …Read More
You may be suffering from budgetitis. It’s sweeping the nation. If you’ve ever heard yourself saying things like this, then you probably have it: How do I create a budget? My budget doesn’t work. I can’t stick to my budget. Screw it. It was on sale. Run it as credit. Welp, I can’t do anything else for the rest of the week. Why do the budgets we make always fail …Read More
It’s the end of the month and you’re tallying up your bills and you don’t have enough to put $200 into savings and add $50 extra to your credit card bill. You ask yourself, ‘where the hell did all my money go?’ The worst part about it is you do this month after month! You’re not alone. This is the most common problem my customers face and it usually goes …Read More
Here are our Top 20 Song About Money. What is yours?
Chill out. I’m not saying that money WILL buy happiness, I’m saying that it CAN. I’m speaking straight from experience. I’ve seen my customers have their dream wedding, buy their dream car, and go on their dream vacation, but this is only a tiny part of the true happiness money can bring. The real happiness I see comes from the peace of mind my customers experience when they realize they …Read More
For those of you who know me, you know why I became a financial advisor and how passionate I am about what I do. What prompted me to write this was meeting a ‘financial advisor’ who works for one of the financial firms that got bailed out. He said that it was a job he took until he could find a better one that he really enjoyed. You gotta be …Read More
This past weekend I did the Austin Gorilla Run with a couple of awesome buddies from high school. We had a blast, we saved some gorillas, and now we have a gorilla suit for life…win-win-win all the way around. After the run and Silverback Pale Ale we went to a Crossfit competition to watch some of their fellow gym-ers compete. My scrawny ass has done Crossfit in the past – before …Read More
For those of you who are able to awaken from your food coma this weekend is going to be your biggest shopping stint of the year. Before you put together your gameplan with your shopping team as you scarf down your fourth piece of pecan pie, let me give you the scouting report on what deals to go after. I’m going to break down what-to buy and what-not-to buy during this …Read More
Amiti Advising founder, Tony Aguilar, discusses the difference between a traditional IRA and a Roth IRA and what is better for young professionals and college students.
In the last couple of days you’ve heard about all these changes taking place with our wonderful banks. Here’s a break down of what’s going on, why it happened, and what you should. On October 1st the Federal Reserve instituted a 24 cent cap on swipe fees that banks can charge merchants, which is about 20 cents lower than what the average use to be. Banks say these swipe fees …Read More
Amiti Advising founder, Tony Aguilar, answers one of the most common personal finance questions, do you pay off debt or do you save? He breaks down the mathematics, common mistakes, and strategies that you can use to get this tough situation under control.
Amiti Advising founder, Tony Aguilar, interviews Emery Mitchamore, owner of The Mitchamore Insurance Agency, about the importance of an insurance review. Mr. Mitchamore explains
Amiti Advising founder, Tony Aguilar, discusses why it is not a sound financial decision to purchase a vehicle in 2011.
Amiti Advising founder, Tony Aguilar, discusses how to budget and pick the perfect engagement ring. He discusses common misconceptions and common mistakes that are made
What does it take to be ‘green’? Do you have to convert to a vegen-esque, zero-waste lifestyle to wave your green flag? Or do you have to go out and purchase the newest hybrid vehicle, energy efficient appliances, and solar panels for your roof? Or can you be ‘green’ by living your same lifestyle? I believe it’s the latter. Here are 10 simple ways to become ‘green’ without changing the …Read More
With a new federal regulation taking form, banks are axing their debit card reward point systems. That’s right, all those points you’ve racked up over the last couple of years will soon be useless. Many banks have eliminated the programs for new users and will end program for existing customers this spring or summer. The points that you have accumulated may expire when the program ends, so find out the …Read More
The only people who like tax season are CPA’s and the IRS. Those of you who get back a big tax refund shouldn’t be excited about it. (Check out our Facebook page tomorrow to find out why). Most of us at this age do our own taxes, so we miss out on many important tax breaks. Check out this list to see if you need to include any before you …Read More
You finally tied the knot, took the plunge, sealed the deal…whatever you call it, you have committed to spending the rest of your life with the person who stole your heart. Here is some advice for newly married couples that will make the Huxtable’s jealous.
Spring Break!!! Well for most of us, it’s not too exciting (especially for the kids and teachers in the Northeast that got theirs taken away because of the blizzards). For the rest of us who have lived out our Cancun and Panama City days, there are still cool things to do around town. This list was first intended to give parents ideas of what to do with little Jonathan and …Read More
What is Organic? When you think organic think about the first Thanksgiving. All the food the Indians and Pilgrims ate was organic. No pesticides, fertilizers, additives, or hormones were added to the produce or given to the animals.
For those of you that read my last post and went to the mall, you probably noticed a boost in gas prices as you filled up your tank. What’s that about? Many experts are saying it’s due to the shenanigans that are taking place in the Middle East, but only time will tell. In the mean time, here are a few tips to help you save on gas if it …Read More
Just like Robin Sparkles said, “Let’s go to the mall.” Why? Because right now is the time to go shopping. Not for bikinis and board shorts, but for winter clothes. Say what!?!?! Yeah that’s right, I’m talking about shopping out of season. You can save so much dough, cash, and dolla dolla bills yall by picking up winter’s leftovers. Every store is making room for their spring and summer collections …Read More
Sup Peeps? Finance is stupid. We hate everything to do with finance. Paying bills, taxes, credit card debt, budgets, deficits…yadda, yadda. I mean, the only thing fun about money is spending it, and we know how to do that well.